How does occupational disability insurance in Germany work? A surgeon loses his fine motor skills—and, with them, his livelihood. His occupational disability insurance pays out. The specific grounds are crucial here! The Case: A specialist in surgery develops a neurological disorder affecting his hand. He remains able to perform medical work—but can no longer carry out surgical procedures. The...
Workshop Software: Small Errors, Big Consequences. How can a software error cause the entire workshop to make a wrong and expensive decision? What sounds harmless can quickly become expensive. For example: Diagnostic software delivers inaccurate or faulty data. The repair is carried out based on this and is incorrect. The consequences:- Additional damage to the vehicle-...
What is natural hazard insurance in Germany? Natural hazard insurance offers specific coverage against damage caused by natural events such as heavy rain. Heavy rain is a weather phenomenon characterized by very large amounts of rain falling in a short period of time. This sudden and intense rain can cause significant damage to buildings, particularly through flooding, which often accompanies...
Insurance Coverage for Consequential Damages During Remedial Work In the case of consequential damages during remedial work, the German contractor's or business owner's general liability insurance usually covers the costs. However, this depends on the specific circumstances of the damage. Consequential damage during remedial work occurs when additional damage is caused during the rectification...
Protect your employees when traveling abroad with international health insurance. Why is international health insurance essential for your employees abroad? In a globalized world, assignments abroad are no longer uncommon for companies. Whether for meetings, projects, or longer assignments, your employees are often the backbone of your international success. But what happens if they become ill...
In the complex landscape of German business operations, due diligence insurance emerges as a pivotal safeguard. This specialized insurance plays an essential role in mitigating risks associated with mergers, acquisitions, and other significant business transactions. By providing coverage for losses due to inaccuracies in transactional documents or unforeseen legal liabilities, it ensures that...
German insurance coverage for collateral and consequential damages Leeb Business Insurance will find the right solution for you!Which insurance covers damages collateral to repairs, consequential damages and extended damages collateral to repairs in Germany? Insurance coverage for damages resulting from repairs In the case of damages that occur during repairs, the tradesman or entrepreneur's...
The importance of occupational disability insurance for digital nomads. Traveling the world, working from the most beautiful places and enjoying the freedom that the lifestyle of a digital nomad brings with it - a dream that many pursue. But with all the advantages and freedoms, one thing should not be overlooked: protection against risks that could endanger our professional and financial...
Which insurance coverage does Santa Claus need to protect his valuable cargo and safely fulfill his divine mission? A Christmas miracle in a small insurance agency Mr. Weber ran an insurance agency in the city. He had been advising his customers conscientiously for years, but business hadn't been going so well recently. Christmas was just around the corner, but Mr. Weber was not in the...
If you want to adequately insure your subsidiary or company in Germany against everyday business losses, you can rely on the following 5 important commercial insurance policies.Do you have a company, a craft business, a workshop, a catering business, or a doctor's surgery? Do you employ several people? Or do you work with sensitive technology or expensive IT systems in your business? Do you...