Why natural hazard insurance
Protection against financial losses due to heavy rain
In Germany, heavy rain can cause significant damage, leading to high financial losses. Natural hazard insurance offers protection and security by covering the costs of repairs and reconstruction.
These events can include:
- Flooding – Damage due to heavy rain, overflowing rivers, or storm surges.
- Earthquakes – Coverage for damage resulting from seismic activity.
- Storms and Hail – Damage from severe windstorms and hail.
- Snow Pressure – Damage due to the weight of heavy snowfall.
- Landslides – Coverage for damage caused by ground movement.
- Avalanches – Damage from snow slides, typically in mountainous regions.
- Volcanic Eruptions – Although rare in Germany, some policies include coverage for volcanic activities.
This insurance is often an optional addition to standard homeowners or property insurance, and coverage specifics can vary depending on the insurance provider.
Our insurance solutions are specifically designed to minimize the risks of natural disasters and provide you with the protection you need so you can concentrate on your core business.
Frequently asked questions about natural hazards insurance
What is a natural hazard insurance?
Natural hazard insurance provides protection against damage caused by natural events such as heavy rain, floods or landslides.
What damage does natural hazard insurance cover?
The insurance covers damage to buildings, inventory and business facilities caused by natural hazards such as heavy rain, floods and landslides.
Why is natural hazard insurance important for companies
Companies can suffer significant financial losses due to natural events. Natural hazard insurance helps to minimize these risks and quickly resume business operations.
How can I take out natural hazard insurance?
Contact us to receive a tailor-made insurance solution for your company. We will be happy to advise you and create an individual offer.
What additional benefits does natural hazards insurance offer?
In addition to protection against natural hazards, services such as emergency measures, clean-up work and the restoration of operational processes can also be included.
Contact us for further information
Learn more about our natural hazards insurance and other commercial insurance products. Our experts are available to answer your questions and offer you the best solutions for your business.