“We provide you with the right insurance coverage for your business in Germany“
Franz Leeb – Insurance Broker
Franz Leeb – Insurance Broker
Specific insurance protection for small and medium sized international companies in Germany
Protecting material assets
Content Insurance in Germany
Machinery Insurance in Germany
Electronic Insurance in Germany
Photovoltaik Insurance in Germnay
Cyber Insurance in Germany
Elementary Insurance in Germany
Liability Insurances
Professional Liability Insurance in Germany
Business Liability Insurance in Germany
Cyber Liability Insurance in Germany
Product liability Insurance in Germany
Protection for employees and managers
Occupational Disability Insurance in Germany
Private Health Insurance in Germany
Dread Deseas Insurance in Germany
Construction Insurance
Construction Insurance in Germany
Building Owner Insurance in Germany
Surety Insurance in Germany
Consultation in English
Professional advice for international companies with subsidiaries in Germany. Please contact us for commercial insurance solutions and further information.
What challenges do foreign companies face in Germany?
Expanding your business to Germany can be a lucrative venture, but it also comes with its fair share of challenges. As experienced insurance brokers specializing in serving foreign companies, we understand the obstacles you may encounter. Here are some of the challenges foreign companies often face in Germany:
- Foreign Legal System: Navigating a different legal system can be daunting. We provide guidance to ensure your business complies with German regulations and laws.
- Different Contract System: Understanding and adapting to the German contract system is crucial for successful business transactions. We offer expertise to help you navigate contractual agreements effectively.
- German Corporate Culture: Cultural differences can impact business relationships and operations. Our team provides insights into German corporate culture to help you build strong connections and thrive in the market.
- German Customs: Adhering to German customs regulations is essential for smooth import and export processes. We offer support to ensure compliance with customs requirements.
- German Insurance System: The German insurance landscape may differ from what you’re accustomed to. We simplify the process by providing tailored insurance solutions that meet your specific needs and comply with local regulations.
What advantages do clients of Leeb Insurance Broker have?
- Our customers receive advice from our insurance brokers specialized in business policies for international companies operating in Germany.
- We save you time and effort: Finding the right cyber insurance can be difficult and time-consuming, especially if you have to deal with various offers and conditions. We take on this task for you.
- Franz Leeb can be contacted personally: In the event of a claim or an insured event, our team and managing director Franz Leeb will be on hand to assist you personally and support you in handling the claim.
years professional experience
consultation hours
satisfied costumers
8 essential commercial insurances for businesses in Germany
1. Public Liability Insurance (Haftpflichtversicherung): This insurance covers damages caused to third parties, such as customers or suppliers, due to business activities. It’s often considered essential for businesses, as it can protect against costly legal claims.
2. Property Insurance (Sachversicherung): Property insurance covers damage or loss to business property, including buildings, equipment, inventory, and furnishings, due to fire, theft, or natural disasters.
3. Professional Indemnity Insurance (Berufshaftpflichtversicherung): Particularly important for professionals such as lawyers, doctors, architects, and consultants, this insurance covers legal costs and compensation claims arising from professional errors or negligence.
4. Business Interruption Insurance (Betriebsunterbrechungsversicherung): This insurance helps cover financial losses incurred as a result of a temporary shutdown or interruption of business operations due to insured perils, such as fire or flood.
5. Employer’s Liability Insurance (Arbeitgeberhaftpflichtversicherung): If a business has employees, this insurance is mandatory in Germany. It covers the employer’s liability for work-related injuries, illnesses, or accidents suffered by employees during the course of their employment.
6. Cyber Insurance (Cyberversicherung): With the increasing threat of cyberattacks, businesses can protect themselves against financial losses resulting from data breaches, cyber extortion, or other cyber incidents with this insurance.
7. Product Liability Insurance (Produkthaftpflichtversicherung): If your business manufactures or sells products, this insurance covers legal costs and damages resulting from injuries or property damage caused by defective products
8. Directors’ and Officers’ Liability Insurance (D&O-Versicherung): This insurance protects directors and officers of a company from personal liability arising from their decisions and actions in managing the company.
Specialized coverage in Germany for your Industry
At Leeb Insurance Broker, we understand that every industry has its unique risks and challenges. Whether you’re in IT Consulting, a dynamic Start-Up, powering the digital world with Data Centers and cloud solutions, or shaping the landscape with Construction projects, we’ve got you covered.
For those invested in the Production sector, real estate ventures, food chains, or involved in wholesale and retail operations, we offer comprehensive insurance packages designed to mitigate risks specific to your industry. We also cater to Entrepreneurs in the retail, wholesale, food sector, and start-up realms.
Do you need extra protection?
1. Professional legal protection insurance: This insurance policy covers legal costs related to professional or business activities. It includes lawyer fees, court costs, and other legal expenses.
2. Physical good insurance: It provides individuals and businesses with financial protection against loss or damage to goods during transportation. It offers protection from financial loss, and covers various risks, including theft, accidents, and fire. Different types of physical goods insurance are available, tailored to the needs of individuals, importers, exporters, and businesses.
3. Errors & omissions insurance: It provides individuals and businesses with financial protection against liability claims arising from professional errors, negligence, or omissions. It offers protection from financial loss, and covers legal defense costs.
4. Compliance legal protection insurance: This policy covers legal issues related to compliance with laws, regulations, and industry standards. This can include disputes with authorities, investigations, cross border investigations and legal proceedings related to compliance violations.
5. Due dilligence insurance: also known as representation and warranty insurance (RWI), is a type of insurance policy used in mergers and acquisitions (M&A) transactions. It provides coverage for losses arising from breaches of representations and warranties made by the seller in the purchase agreement.
We are here to support you!
At Leeb Insurance Broker we’re here to support you every step of the way as you navigate the complexities of doing business in Germany. With our expertise and personalized service, you can focus on seizing opportunities and achieving your business goals with confidence.
Would you like personal advice?
Are you still unsure whether the insurance tariff you have chosen is the right one for you?
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Do you still have questions on the subject?
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Are you unsure whether you really need all of these insurance policies?
Then just give us a call, free of charge and without obligation
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Tel: +49 89 74 999 997
Monday to Friday 9:00 a.m. to 6:00 p.m.
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or use our flexible consulting options.
Here’s what we as insurance brokers do for our commercial clients:
1. Risk Assessment: We start by understanding the specific risks faced by the commercial client. This involves a thorough evaluation of the client’s business, industry, and potential exposures.
2. Customized Insurance Solutions: Based on the risk assessment, we help the commercial client to tailor insurance coverage to meet their specific needs. This may include a combination of different types of insurance policies.
3. Market Analysis: We have access to multiple insurance providers. We conduct a market analysis to find the best insurance policies available for their commercial client at the most competitive prices.
4. Coverage Recommendations: We provide expert advice on the types and levels of coverage needed by the commercial client. We help the client understand the details of each policy, including coverage limits, exclusions, and deductibles.
5. Policy Negotiation: We negotiate the terms and conditions of insurance policies on behalf of the commercial client. We aim to secure the most favorable terms, including coverage and premiums.
6. Policy Management: We handle all administrative tasks related to insurance policies. This includes policy issuance, renewals, amendments, and cancellations.
7. Claims Assistance: In the event of a claim, we assist the commercial client throughout the claims process. We act as an intermediary between the client and the insurance company, ensuring the smooth processing of the claim.
8. Continuous Support: We provide ongoing support and advice to our commercial client. Even in the case of damage.
Please note the insights about the top global risks in 2024 and the next decade. Swiss Re Report.
Our flexible consulting options
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