Insurance for Civil Servants in Germany

 

Civil Servants Insurance in Germany

Insurance brokers  Munich will find the right solution for you.

You work in the civil service and therefore need completely different and less insurance than freelancers or employees. However, risk situations can also arise in your everyday life, such as liability cases when performing your duties. In addition, there is separate health insurance cover for civil servants, as well as disability insurance and private accident insurance.

The following insurance policies offer comprehensive risk protection in your profession:

Professional liability insurance

Protection against third-party claims when you practice your profession. Applies to personal injuries and property damage.

In the event of financial losses, financial loss liability insurance applies.

Private liability insurance

Protection against third-party claims in the event of liability in private life.

Also applies to property damage and personal injuries.

 

The following insurance policies are recommended for your personal protection:

Disability insurance

Securing the value of your working capacity until you retire, regardless of your pension. In the event of legal disputes: private legal protection insurance.

Serious illness insurance

Payment of high V sums in the event of certain illnesses

Private health insurance

Health insurance at the highest level for civil servants with entitlement to benefits

Accident insurance

Payment of high sums in the event of accidents with permanent impairment

What if?

There is insurance cover for all these examples of damage:

 

-You seriously injure yourself while doing a sport in your free time? As a civil servant, you are normally only insured against accidents while on duty

– You become unable to work due to a slipped disc? The pension is only the equivalent of the disability pension

– You damage the computer in the office while doing your job. Who pays for the damage?

— You become ill and want to be treated by a senior doctor

Would you like personal advice?

Are you still unsure whether the insurance tariff you have chosen is the right one for you?
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Do you still have questions on the subject?
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Are you unsure whether you really need all of these insurance policies?

Versicherungsmakler München - Franz Leeb

Then just give us a call, free of charge and without obligation
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Tel: +49 89 74 999 997
Monday to Friday 9:00 a.m. to 6:00 p.m.

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